Stay Safe Online – The Most Common Scams
THE MOST COMMON SCAMS
Phishing Scams are when scammers try to obtain personal data by getting you to click on links in emails, texts or Facebook ads which take you to dodgy look-alike websites. Current scams to watch out for include McAfee, BT, Netflix and diet pills.
Investment Scams involve fraudsters offering investment opportunities – using false figures and fake endorsements from celebrities. If it sounds too good to be true – it’s probably a scam – before thinking of investing your hard-earned cash – check with the FCA’s register.
Romance Scams typically begin on dating sites or apps with scammers establishing a relationship – then asking for money for made-up causes with a variety of reasons why they have no-one else to turn to. You can do a reverse image search to check a profile pic against known scammers – and cease contact immediately if someone asks you for money.
Shopping Scams get you to pay for items that you never receive – from dodgy websites, auction sites or via social media – event tickets being a prime example. Scammers often ask for payment via bank transfer or bitcoin – if you can’t pay by Paypal – be suspicious.
Vishing Scams – combine ‘voice’ and ‘phishing’ and involve scammers impersonating a company – like your bank – to obtain personal details. Callers will say your account has been compromised. Put the phone down and contact your bank directly – from the number on their website.
If you have been affected by a scam – help is out there – Victim Support has a free confidential helpline 0808 168 9111 and so does Mind 0300 123 3393.
Sign up for Which? Scam alerts: https://campaigns.which.co.uk/scam-alert-service/ Find details of recent scams here: www.actionfraud.police.uk and on our Facebook page: Rainford-it-stay safe online and on this blog on our website.
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Published in Oswestry Life magazine
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